Pet Annual Cost Calculator

A free, practical calculator. Your inputs stay in this browser.

How it works

Pick dog or cat, size, and food quality, say whether you carry pet insurance, and add an extra medical budget. The calculator totals food, routine vet care, insurance, and everyday supplies into an annual estimate.

Example

A medium dog on mid-range food with insurance and a $400 medical budget comes to about $2,250 per year.

FAQ

What is included in the total?

Food, routine vet care, pet insurance (if selected), everyday supplies, and the extra medical budget you enter.

Does it include adoption or purchase fees?

No. This is recurring annual cost, not first-year setup costs like adoption fees, spaying/neutering, or initial supplies.

Is pet insurance worth it?

It depends on your risk tolerance and your pet’s health. The calculator lists the premium as a separate line so you can compare the total with and without it.

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