How Your Mortgage Payment Is Calculated
PITI, PMI, escrow, and the amortization formula — explained with a real $400,000-home example.
Read the guide →Simple tools for everyday life in America.
Fast calculators and practical planners for home, money, travel, parties, pets, and more. No signup or subscription. Calculator inputs stay on your device.
- ✓ 41 practical tools in one place
- ✓ Your entries stay in your browser
- ✓ Works on desktop and mobile
Private by defaultNothing you type is uploaded.
No accountOpen a tool and use it immediately.
No subscriptionNo recurring bill or sign-in wall.
Made for U.S. lifeFeet, gallons, miles, dollars, and familiar scenarios.
Everyday tools
Choose a calculator or planner. Everything runs locally in your browser.
Guides
Explainers behind the calculators — the math, the gotchas, and worked examples.
Rent vs. Buy: How to Decide
The 5% rule, the price-to-rent ratio, and the hidden costs buyers forget — with a full worked example.
Read the guide →MoveBox QR
Open MoveBox QRPack it. Label it. Find it.
Create searchable moving boxes, print QR labels, and scan any box later to see what's inside.
Designed to stay simple.
US Life Toolkit keeps everyday planning simple. No signup or subscription is required, and calculator inputs stay on your device.
- 1Pick a tool
Mortgage, moving, road trips, parties, pets, home projects and more.
- 2Enter your numbers
Calculations happen instantly on your device.
- 3Use the result
Copy, print, or save what you need. Refresh when you're done.
Useful tools for real decisions.
These practical calculators are designed for everyday planning. Results are estimates, not professional financial, legal, medical, or engineering advice.
41practical tools
Freeevery tool is free to use
Privatecalculations stay in your browser