:root{
  --navy:#0b2b50;
  --navy-2:#143e6b;
  --blue:#1667d9;
  --blue-2:#e9f3ff;
  --red:#d73532;
  --green:#16845b;
  --ink:#10233d;
  --muted:#607085;
  --line:#dce5ee;
  --soft:#f5f8fb;
  --white:#fff;
  --shadow:0 16px 50px rgba(16,35,61,.12);
  --radius:18px;
  --shell:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.5}
a{color:inherit;text-decoration:none}
button,input,select{font:inherit}
button{cursor:pointer}
.shell{width:min(var(--shell),calc(100% - 40px));margin:0 auto}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(220,229,238,.9)}
.header-inner{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-size:20px;letter-spacing:-.02em}
.brand img{display:block}
.brand b{color:var(--red)}
.main-nav{display:flex;gap:30px;font-weight:650;font-size:14px;color:#27394f}
.main-nav a:hover{color:var(--blue)}
.mobile-menu{display:none;border:0;background:transparent;font-size:24px;color:var(--navy)}
.hero{background:linear-gradient(180deg,#f4f9ff 0%,#fff 100%);border-bottom:1px solid #e6edf4;overflow:hidden}
.hero-grid{min-height:510px;display:grid;grid-template-columns:1.03fr .97fr;align-items:center;gap:50px;padding:70px 0 64px}
.hero-copy h1{font-size:clamp(42px,5.6vw,72px);line-height:.98;letter-spacing:-.055em;margin:0 0 22px;max-width:720px;color:#0a2444}
.hero-lede{font-size:20px;line-height:1.55;color:#4c6079;max-width:660px;margin:0 0 28px}
.hero-points{list-style:none;margin:0 0 32px;padding:0;display:grid;gap:11px;font-size:16px;font-weight:600}
.hero-points li{display:flex;align-items:center;gap:10px}
.hero-points span{width:24px;height:24px;border-radius:50%;display:grid;place-items:center;background:#e5f6ef;color:var(--green);font-size:14px;font-weight:900}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.button{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 20px;border-radius:10px;font-weight:750;font-size:15px;transition:.18s ease}
.button.primary{background:var(--blue);color:#fff;box-shadow:0 8px 22px rgba(22,103,217,.22)}
.button.primary:hover{transform:translateY(-1px);background:#0f5dc7}
.button.secondary{background:#fff;color:#17324f;border:1px solid #ccd8e5}
.button.secondary:hover{border-color:#9ab3cc;background:#fbfdff}
.hero-art{position:relative;min-height:390px;display:grid;place-items:center}
.flag-map{position:absolute;width:min(480px,92%);height:310px;clip-path:polygon(4% 22%,18% 13%,31% 15%,43% 4%,56% 12%,68% 13%,81% 24%,96% 22%,88% 41%,93% 52%,77% 59%,69% 74%,54% 83%,39% 72%,26% 78%,19% 65%,7% 62%,12% 49%,0 38%);overflow:hidden;background:#fff;filter:drop-shadow(0 16px 24px rgba(17,49,84,.15));opacity:.92}
.stripes{position:absolute;inset:0;background:repeating-linear-gradient(to bottom,rgba(215,53,50,.14) 0 25px,rgba(255,255,255,.9) 25px 50px)}
.stars{position:absolute;z-index:2;left:12%;top:14%;width:42%;height:50%;padding:20px;color:#fff;background:rgba(22,103,217,.26);font-size:22px;letter-spacing:10px;line-height:1.45}
.hero-object{position:absolute;background:#fff;border:1px solid #d7e3ee;box-shadow:var(--shadow);display:grid;place-items:center;color:var(--navy);font-weight:900}
.house{width:118px;height:98px;border-radius:18px;left:18%;bottom:22px;font-size:64px}
.calculator{width:88px;height:110px;border-radius:16px;left:42%;bottom:6px;font-size:20px;background:#173c65;color:#fff}
.car{width:120px;height:54px;border-radius:24px 24px 14px 14px;right:19%;bottom:22px;background:#dd3c35;color:#fff;font-size:26px}
.suitcase{width:70px;height:100px;border-radius:16px;right:8%;bottom:8px;background:#245b9a;color:#fff;font-size:35px}
.trust-strip{background:#0d2d50;color:#fff}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;padding:23px 0}
.trust-grid div{display:grid;gap:2px}
.trust-grid strong{font-size:14px}
.trust-grid span{font-size:12px;color:#b9c9db}
.tools-section{padding:78px 0 90px;background:#fff}
.section-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:26px}
.section-heading h2,.how-section h2,.about-section h2{font-size:34px;line-height:1.12;letter-spacing:-.035em;margin:0 0 10px;color:#0b2748}
.section-heading p,.how-section p,.about-section p{margin:0;color:var(--muted)}
.search-wrap input{width:280px;border:1px solid #cbd8e5;background:#fff;border-radius:11px;padding:12px 14px;outline:none;color:var(--ink)}
.search-wrap input:focus{border-color:#6da6ea;box-shadow:0 0 0 4px #eaf3ff}
.category-tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:26px}
.category-tabs button{border:1px solid #d7e2ed;background:#fff;color:#40536b;border-radius:999px;padding:9px 14px;font-size:13px;font-weight:750}
.category-tabs button:hover,.category-tabs button.active{background:#eaf3ff;border-color:#bcd5f4;color:#0b5fca}
.tool-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}
.tool-card{position:relative;border:1px solid #dee7ef;border-radius:16px;background:#fff;padding:18px;min-height:190px;display:flex;flex-direction:column;transition:.2s ease;overflow:hidden}
.tool-card::after{content:"";position:absolute;inset:auto -25px -55px auto;width:105px;height:105px;border-radius:50%;background:#f3f8fd;transition:.2s ease}
.tool-card:hover{transform:translateY(-3px);border-color:#b8cee3;box-shadow:0 14px 32px rgba(22,55,91,.09)}
.tool-card:hover::after{transform:scale(1.15);background:#eaf3ff}
.tool-icon{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;margin-bottom:18px;background:#edf5ff;color:#0e5eba;font-size:20px;font-weight:850}
.tool-card h3{font-size:16px;line-height:1.25;margin:0 0 8px;color:#102944}
.tool-card p{font-size:13px;line-height:1.5;color:#68798d;margin:0 0 18px}
.tool-card button{margin-top:auto;align-self:flex-start;border:0;background:transparent;color:#0b61c9;font-weight:800;padding:0;font-size:13px;position:relative;z-index:2}
.empty-state{grid-column:1/-1;padding:50px;text-align:center;background:var(--soft);border-radius:16px;color:var(--muted)}
.how-section{background:#f5f9fd;padding:80px 0}
.how-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:80px;align-items:start}
.steps{list-style:none;margin:0;padding:0;display:grid;gap:18px}
.steps li{display:grid;grid-template-columns:44px 1fr;gap:16px;align-items:start;background:#fff;border:1px solid #e0e8f0;border-radius:15px;padding:18px}
.steps li>span{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:#0e63d4;color:#fff;font-weight:850}
.steps strong{font-size:15px;color:#17324e}
.steps p{font-size:13px;margin-top:4px}
.about-section{padding:82px 0}
.about-panel{background:#0c2d52;border-radius:24px;color:#fff;padding:38px 42px;display:grid;grid-template-columns:2fr repeat(3,.55fr);gap:30px;align-items:center}
.about-panel h2{color:#fff}
.about-panel p{color:#bed0e2;max-width:630px}
.stat-block{border-left:1px solid rgba(255,255,255,.18);padding-left:24px;display:grid}
.stat-block strong{font-size:34px;letter-spacing:-.04em;white-space:nowrap}
.stat-block span{font-size:12px;color:#b8cce0}
.site-footer{border-top:1px solid #e0e8f0;background:#fff}
.footer-inner{min-height:112px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.footer-brand{display:flex;align-items:center;gap:10px}
.footer-brand div{display:grid}
.footer-brand strong{font-size:14px}
.footer-brand span,.footer-meta{font-size:12px;color:#718196}
.tool-dialog{width:min(720px,calc(100% - 28px));max-height:90vh;padding:0;border:0;border-radius:22px;box-shadow:0 30px 90px rgba(9,32,58,.28);overflow:auto}
.tool-dialog::backdrop{background:rgba(8,29,52,.52);backdrop-filter:blur(3px)}
.dialog-shell{padding:28px}
.dialog-head{display:flex;justify-content:space-between;gap:24px;border-bottom:1px solid #e5ebf1;padding-bottom:20px}
.dialog-category{text-transform:uppercase;letter-spacing:.08em;font-size:11px;font-weight:850;color:#0c65d2}
.dialog-head h2{font-size:29px;letter-spacing:-.035em;margin:4px 0 8px;color:#0b2848}
.dialog-head p{font-size:14px;color:#66788d;margin:0;max-width:580px}
.close-button{border:0;background:#f2f6fa;width:38px;height:38px;border-radius:50%;font-size:24px;line-height:1;color:#38516d;flex:none}
.tool-form{padding:24px 0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:15px}
.field{display:grid;gap:6px}
.field.full{grid-column:1/-1}
.field label{font-size:12px;font-weight:800;color:#354a63}
.field input,.field select,.field textarea{width:100%;border:1px solid #ccd8e4;border-radius:10px;padding:11px 12px;background:#fff;color:#132d49;outline:none}
.field textarea{min-height:92px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{border-color:#6ba5e9;box-shadow:0 0 0 3px #edf5ff}
.field small{color:#7a8a9c;font-size:11px}
.form-actions{grid-column:1/-1;display:flex;gap:10px;margin-top:4px}
.form-actions button{border:0;border-radius:10px;padding:12px 18px;font-weight:800}
.form-actions .calculate{background:#1066d5;color:#fff}
.form-actions .reset{background:#eef3f7;color:#3d536b}
.tool-result{background:#f3f8fe;border:1px solid #d6e7fa;border-radius:15px;padding:18px 20px;margin-bottom:18px}
.tool-result h3{margin:0 0 10px;font-size:15px;color:#10375f}
.result-main{font-size:32px;letter-spacing:-.04em;font-weight:850;color:#0b2f57;margin-bottom:8px}
.result-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:13px}
.result-item{background:#fff;border:1px solid #dae6f2;border-radius:10px;padding:11px}
.result-item span{display:block;font-size:11px;color:#718197;margin-bottom:3px}
.result-item strong{font-size:14px;color:#1a3857}
.result-copy{white-space:pre-wrap;background:#fff;border:1px solid #dae6f2;border-radius:10px;padding:13px;font-size:13px;color:#263f58;max-height:300px;overflow:auto}
.result-actions{display:flex;gap:8px;margin-top:12px}.result-actions button{border:1px solid #c6d7e8;background:#fff;color:#145da7;border-radius:8px;padding:9px 12px;font-weight:750}.result-actions button:hover{background:#eaf3ff}
.dialog-foot{border-top:1px solid #e5ebf1;padding-top:14px;color:#8290a0}
.noscript{position:fixed;bottom:10px;left:10px;right:10px;background:#8c2222;color:#fff;padding:10px;text-align:center;border-radius:8px;z-index:100}
.legal-page{max-width:760px;padding:72px 0 120px}.legal-page h1{font-size:clamp(38px,6vw,56px);letter-spacing:-.05em;color:var(--navy);margin:28px 0 18px}.legal-page h2{font-size:24px;margin:34px 0 8px;color:var(--navy)}.legal-page p{color:var(--muted);max-width:65ch}.legal-page a{color:var(--blue);font-weight:700}
.tool-page{padding:34px 0 90px}.tool-page nav{font-size:13px;color:var(--muted)}.tool-page h1{font-size:clamp(36px,5vw,56px);letter-spacing:-.05em;margin:28px 0 8px;color:var(--navy)}.tool-page-intro{color:var(--muted);max-width:62ch}.tool-page .tool-dialog{position:relative;display:block;margin:28px 0;width:100%;max-height:none;border:1px solid var(--line);box-shadow:var(--shadow)}.tool-page .tool-dialog::backdrop{display:none}.tool-page-copy{max-width:700px}.tool-page-copy h2{font-size:24px;margin:36px 0 8px;color:var(--navy)}.tool-page-copy p{color:var(--muted)}.tool-page-copy details{border-top:1px solid var(--line);padding:13px 0;color:var(--muted)}.tool-directory{columns:2;line-height:2.1}.tool-directory a{color:var(--blue);font-weight:650}.tool-assumptions{margin-top:26px;padding:16px 18px;background:var(--soft);border-left:3px solid var(--blue)}.tool-assumptions h2{margin-top:0;font-size:20px}.tool-assumptions p{margin-bottom:0}
@media(max-width:980px){
  .hero-grid{grid-template-columns:1fr;min-height:auto;padding-top:54px}.hero-copy{max-width:740px}.hero-art{min-height:330px}.trust-grid{grid-template-columns:repeat(2,1fr)}.tool-grid{grid-template-columns:repeat(3,1fr)}.how-grid{grid-template-columns:1fr;gap:32px}.about-panel{grid-template-columns:1fr repeat(3,1fr)}
}
@media(max-width:720px){
  .shell{width:min(100% - 26px,var(--shell))}.header-inner{height:64px}.main-nav{display:none;position:absolute;top:64px;left:0;right:0;background:#fff;border-bottom:1px solid #dce5ee;padding:18px 20px;flex-direction:column;gap:16px}.main-nav.open{display:flex}.mobile-menu{display:block}.brand{font-size:18px}.hero-grid{padding:42px 0}.hero-copy h1{font-size:47px}.hero-lede{font-size:17px}.hero-art{min-height:270px}.flag-map{height:240px}.house{left:8%;transform:scale(.82)}.calculator{left:38%;transform:scale(.82)}.car{right:17%;transform:scale(.82)}.suitcase{right:2%;transform:scale(.78)}.trust-grid{grid-template-columns:1fr;gap:13px;padding:18px 0}.section-heading{align-items:stretch;flex-direction:column}.search-wrap input{width:100%}.tool-grid{grid-template-columns:repeat(2,1fr)}.about-panel{padding:30px 26px;grid-template-columns:1fr}.stat-block{border-left:0;border-top:1px solid rgba(255,255,255,.18);padding:15px 0 0}.footer-inner{padding:22px 0;align-items:flex-start;flex-direction:column}.tool-form{grid-template-columns:1fr}.field.full,.form-actions{grid-column:1}.result-grid{grid-template-columns:1fr}
}
@media(max-width:480px){.tool-grid{grid-template-columns:1fr}.hero-copy h1{font-size:40px}.hero-art{min-height:230px}.flag-map{height:200px}.hero-object{display:none}.tool-card{min-height:160px}.dialog-shell{padding:22px 18px}.dialog-head h2{font-size:25px}.about-panel{border-radius:18px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.print-sheet{display:none}
@media print{ @page{size:Letter portrait;margin:.65in} body{background:#fff;color:#111} body>*{display:none!important}.print-sheet{display:block!important;color:#111;font-family:Arial,sans-serif;max-width:7.2in;margin:0}.print-sheet h1{font-size:24pt;margin:0 0 8pt}.print-sheet h2{font-size:13pt;margin:20pt 0 7pt;border-bottom:1px solid #999;padding-bottom:3pt}.print-brand{font-size:11pt;font-weight:700;margin:0 0 20pt}.print-sheet>p:not(.print-brand):not(.print-note){font-size:10pt;margin:0;max-width:6.5in}.print-grid{display:grid;grid-template-columns:1fr 1fr;gap:7pt 22pt}.print-grid div{display:flex;justify-content:space-between;border-bottom:1px solid #ddd;padding:4pt 0;font-size:10pt}.print-grid span{padding-right:10pt}.print-main{font-size:20pt;font-weight:700;margin:8pt 0 10pt}.print-note{font-size:9pt;margin-top:24pt;color:#333} }
@media print{body[data-tool]>.tool-page{display:none!important}.no-print,.tool-page button,.tool-page [data-action="copy"],.tool-page [data-action="share"],.tool-page [data-action="print"],.tool-page [data-action="reset"],.tool-page [data-action="calculate"]{display:none!important}.print-sheet{display:block!important}}